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Education Loan

National Higher Education Fund / PTPTN

The National Higher Education Fund / PTPTN was established under the National Higher Education Act 1997 (Act 566) with the main objectives to provide loans to eligible students at higher learning institutions, provide saving schemes, and manage funds for higher education.

Guide

Loan Application Guide

  • Eligibility Criteria

    In order to apply for PTPTN loan, the student has to meet the following criteria:
     

    • Malaysia citizen.
    • Age below 45 years old.
    • Programme duration must be more than 1 year (Non Engineering Degree Level 3 student are not eligible to apply).
    • Registered and started the intake.
    • Student with Full Scholarship coverage by any Organization/Body is not eligible to apply.
    • Loan is not provided for Foundation Programme.
    • Loan is only available for FULL TIME programme.
  • Academic Requirement

    Student can apply for PTPTN loan once they receive an offer letter to study at Asia Pacific University of Technology and Innovation (APU) / Asia Pacific Institute of Information Technology (APIIT).

  • Loan Application Flow

    1. To obtain PTPTN Application Offer letter, students required to email to ptptn@apu.edu.my. Full name, IC number, and intake code are required to be provided by student. 
    2. Student required to download myPTPTN apps, sign up for first time user and complete the eKYC identity verification. More info for myPTPTN apps set up and eKYC process please logon to https://www.ptptn.gov.my/myptptn/
    3. Student required to create a CIMB account, register SSPNi Prime and purchase PTPTN online pin.
    4. Student required to fill the PTPTN loan application, upload the PTPTN application offer letter and submit it within the online application timeline.&
    5. PTPTN send push notification and email for loan pre-approval 5-7 days after online application deadline.
    6. Student required to login to myPTPTN and check the loan application status. Once LULUS, student to pay RM25 for LHDN stamping etc.
    7. One day after payment, student login to myPTPTN and required to digitally sign the loan agreement.
    8. PTPTN will process the application and student can download the approval letter within 3 days upon signing.
    9. The following is the submission schedule:
       
     Period for Online SubmissionBatch
    May 20241st May until 31st May 20241st Batch
    June 20241st June until 30th June 20242nd Batch
    October 20241st October until 31st October 20241st Batch
    November 20241st November until 30th November 20242nd Batch


    ​**Any students who joined last year intake may also apply the PTPTN online application if remaining of study duration is more than a year. Loan approval will based on remaining of study duration.

  • Course Fee Payment Options

    • Students who are in the process of applying for PTPTN loan shall be registered under full, semester or monthly instalment fee payment scheme. Student who choose monthly instalment scheme are required to pay the initial fee and must continue paying their monthly instalment dues as usual until PTPTN application is approved.
    • By the date of PTPTN loan disbursement, if students have an overdue course fee, payments from PTPTN will be transferred to APU account via direct debit.
    • Estimated time to get the first payment upon PTPTN pre-approval is around 2 months.
    • PTPTN will only disburse the payment for student who obtained minimum GPA 2.00 and above for every semester.
    • Student who failed to get the GPA 2.00 will not receive the PTPTN loan and will have to make own arrangement to pay for the course fees.
    • Payment schedule for PTPTN disbursement is only twice a year (June & November for every year).
  • Download

    Please download the PTPTN Guideline HERE.

  • Contact

    For more information please email to ptptn@apu.edu.my or contact the following person in charge :

    1. Mr. Hafiz / Mr. Fahmi 03-8992 5028​
    2. Ms. Nor Fidaus 03-8992 5113


    Perbadanan Tabung Pendidikan Tinggi Nasional (PTPTN)
    Tingkat Bawah, Menara PTPTN,
    Blok D, Megan Avenue II,
    No.12, Jalan Yap Kwan Seng,
    50450 Kuala Lumpur.
    Tel: 03 - 20804455
    Website: https://www.ptptn.gov.my/